Everybody owes somebody. It may cost you your life.

SYNOPSIS:

A deadbeat Dad sets out to save his son’s live and redeem himself.

I.O.U. is an action-romance set in Key West. It’s based on the true life experiences of John T. Garcia, a private venture-capitalist and benevolent pirate. John is a divorced father with two sons and currently resides in Key West, Florida, but makes frequent ‘business-venture’ trips to Central and South American, and Southeast Asia. In I.O.U., he must venture everything to save his son's life and redeem himself.