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Mortally wounded in a robbery gone-bad, a desperately timid bank clerk has an out-of-body experience in the emergency operating room. Mostly he regrets the choices he made that brought him to this tragic ending of such a pathetic life. Upon awakening he discovers that he is six years old again, and it is the morning of the pivotal day that defined his previous life. Knowing the twenty-year sequence of events he experienced previously, he now has a 2nd Chance to shape his life into that which he had always wanted. However, each turning in the new path bears a heavy price, and seems destined to lead him to the same disastrous ending.