Indie Producers, if you're not familiar with Fi-Core you should be. http://ficorecentral.com/ As the economic landscape changes, this could be a powerful tool to help you with your budget.
Producing : Financial Core and SAG/AFTRA by Joe Orlandino
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Actors, beware... If a producer is attempting to get you to go Fi-Core to keep his or her numbers down and you agree, you may be damaging your status with your Guild. This is directly from the SAG-AFTRA website: (http://www.sagaftra.org/get-facts-about-financial-core) Turning Fi-Core means you become a Fee Paying Non-Member (FPNM). Fi-Core/FPNM can NOT represent themselves as SAG-AFTRA members on headshots, resumes, electonic submissions or web sites. In order to be considered for reinstatement into active membership, a FPNM would need to submit a petition for reinstatement that is granted approval. If approved, there are also financial obligations. Fi-Core/FPNM are viewed as scabs or anti-union by SAG-AFTRA members, directors, and writers-most of whom also belong to entertainment unions. Fi-Core/FPNM can't take advantage of member only benefits. Basically, as a producer who is also a card-carrying SAG-AFTRA member, I could not in good conscience advise any Guild member to go Fi-Core in order to take on a Non-Union job. You worked hard to join SAG. You paid your initiation and your dues - literally and figuratively. Why risk it? SAG-AFTRA has contracts for producers like the Ultra-Low Budget Agreement designed specifically to help producers to be able to utilize Union talent at a lesser rate. Why risk it? My two cents.